Klarna FAQs


Klarna's "Pay in 3" and "Pay in 30 days" are unregulated credit agreements.
Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit.

18+, UK residents only. Subject to status. Late fees may apply.
T&Cs apply: klarna.com/uk/terms-and-condition.

If you have any questions regarding Klarna available on our website, you can find the answers in the FAQs below:

PLEASE NOTE: Restrictions apply regarding products available with Klarna. Not all products are available using Klarna. "Pay in 3" is available for basket totals of more than £200.

 

Part 1: How it works.

Shop now. Pay later with Klarna.

We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout.

Here’s how it works:

Step 1: Add products to your basket and select “Klarna” when you check out.

Step 2: Enter a few personal details and you’ll know instantly if you’re approved.

Step 3: Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app.

 

Part 2: Payments information.

Pay in 30 days:

Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees, when you pay on time.

Paying after delivery allows you to try before you buy and is the easiest way to shop online.

  • Complete the payment in full after purchase at no added cost.
  • Report returns directly in our app and only pay for the items that you keep.
  • Not making your payment on time could affect your ability to use Klarna in the future.
  • Debt collection agencies are used as a last resort.

Pay in 30 days is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Terms and Conditions.

 

Pay in 3:

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at the point of purchase, with remaining instalments scheduled automatically every 30 days. Select the Klarna option and enter your debit or credit card information.

  • A new way to pay that's an alternative to a credit card.
  • 3 instalments give you the flexibility to shop without interest.
  • Not making your payment on time could affect your ability to use Klarna in the future.
  • Debt collection agencies are used as a last resort.

Klarna's Pay in 3 is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Terms and Conditions.

 

Part 3: About Klarna.

Pay online or in the app:

Review your latest purchases and make payments in the Klarna app or online.

About Klarna:

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorised purchases.